Just about everyone has times when they need money but it’s still a week before the next pay check. Instant cash loans in Australia help when times are tough and a bill needs to be paid or there’s not enough food in the house. Of course, there are many other times when people need money fast, and that’s when it pays to get in touch with Instant Cash Loans.
Is a Instant Loan Right for Your Needs?
It’s quick. It’s simple. It’s Quickle.
Easy, right? Here’s some of the fine print!
Quickle was founded on values of honesty and integrity. We have no secrets. The associated fees and repayments are made clear to you before confirming your loan. But to save you sifting through the jargon, here’s some quick details.
Instant Cash Loans
Monthly loan fee: 4% of the principal a month
When Should People Avoid Borrowing Money?
We always encourage our clients to borrow responsibly. While there are certainly times when it’s appropriate to take advantage of fast cash loans, there are other circumstances where it’s not a good idea.
- Never borrow money if the payment can wait a few days and a pay day is approaching. Since the costs involved with instant cash loans, it’s best to avoid borrowing unless it’s actually necessary.
- Don’t take out a loan if you think it can’t be repaid on schedule. Missing a loan payment adds more costs to a loan and makes it more difficult to keep a borrower’s finances in order.
- Avoid borrowing money for frivolous uses. While one person must have a new cell phone right away to avoid losing a job, it’s not that essential for a person only needing the phone for personal reasons to have a new phone today.
Financial experts never recommend borrowing money carelessly. If you’re facing serious financial issues, borrowing more money won’t resolve the problems. If you’ve got questions about budgeting, it’s always a good idea to arrange an appointment with a financial counsellor to determine when and if a loan should be applied for.
Is the Interest Rate High?
It’s also important to understand short-term instant cash loans generally include fees and other costs in addition to the actual interest rate. Again, we’ll always provide an itemized list of any fees associated with the loan a client selects. As with interest rates, we’ll always make sure every client has a complete breakdown of costs to avoid any issues arising later.
Is Applying for a Cash Loan Online Safe?
Any time there a security-related question arises, feel free to contact our staff members so we can address your concerns immediately. We’re here to help and always want our clients to have a positive experience when dealing with Instant Cash Loans.
What Happens if a Payment is Missed?
If a borrower knows they will have a problem repaying any loan, contacting the lender immediately is strongly advised. When a lender is contacted before a loan payment is late, they may provide additional advice on the best way to resolve the issue.
Repaying a loan promptly makes it easier to borrow should another issue develop in the future. While it’s never a good idea to borrow money to pay normal bills on a regular basis, there are times when that’s necessary. If your repayment history is good, future loans will be easy to obtain.
If you need a small loan to take care of an immediate need, Instant Cash Loans can help. The first step is to complete the online application. The process is easy, and we’ve made selecting the best loan product for your needs simple.
Of course, you’ll need to supply a few financial details, but we don’t need all the information banks generally demand. We do review every application to make sure you meet our qualifications, but that’s not normally a major hurdle for our clients.
Once we get a completed application, the approval is processed quickly. As noted earlier, applications approved early in the day are normally funded within a couple of hours. That means you’ll have the money you need in hand within a few hours.
If you have questions, please feel free to ask our staff members for help. Instant Cash Loans is here to help when you need it most.