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Is a Instant Loan Right for Your Needs?

It’s quick. It’s simple. It’s Quickle.

Just about everyone has times when they need money but it’s still a week before the next pay check. Instant cash loans help when times are tough and a bill needs to be paid or there’s not enough food in the house. Of course, there are many other times when people need money fast, and that’s when it pays to get in touch with Instant Cash Loans.

What Can Borrowers Use Instant Loans For?
The short answer is just about anything. Personal loans from Instant Cash Loans are often used to pay for car repairs, catch up on the electric bill, or even replace a damaged phone. If you’ve got a need for a short-term loan, no one is going to ask questions about your plans. In some cases, we understand there are privacy issues involved, and we respect your personal needs.
We also know our customers may just need a break from a tough job or family situations. A Instant loan may be the ideal way to get away for the weekend and simply relax while away from daily pressures. If you’re in need of a break, check into a short-term cash loan and get the rest you need.
Applying for a Instant Loan is Easy
With our online application form, clients can submit an application when it’s convenient for them. The process is simple and doesn’t require all the information normally associated with borrowing money from banks.
Because our clients frequently need a loan fast, we do everything possible to get the loan approved and the funds transferred to your bank account quickly. That means you’ll have the money to take care of your needs fast and without unnecessary problems.
When a loan is approved early in the day, the money will generally be transferred to the borrower’s account within two hours. Even when the loan can’t be approved until late in the day, the funds will be available the following day. At Instant Cash Loans, you can get the money you need now.
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Easy, right? Here’s some of the fine print!

Quickle was founded on values of honesty and integrity. We have no secrets. The associated fees and repayments are made clear to you before confirming your loan. But to save you sifting through the jargon, here’s some quick details.

Instant Cash Loans

If the principal amount you borrow is between $300 and $2,000, you’ll pay:
Establishment fee: 20% of the principal amount
Monthly loan fee: 4% of the principal a month

When Should People Avoid Borrowing Money?

We always encourage our clients to borrow responsibly. While there are certainly times when it’s appropriate to take advantage of fast cash loans, there are other circumstances where it’s not a good idea.

  • Never borrow money if the payment can wait a few days and a pay day is approaching. Since the costs involved with instant cash loans, it’s best to avoid borrowing unless it’s actually necessary.
  • Don’t take out a loan if you think it can’t be repaid on schedule. Missing a loan payment adds more costs to a loan and makes it more difficult to keep a borrower’s finances in order.
  • Avoid borrowing money for frivolous uses. While one person must have a new cell phone right away to avoid losing a job, it’s not that essential for a person only needing the phone for personal reasons to have a new phone today.

Financial experts never recommend borrowing money carelessly. If you’re facing serious financial issues, borrowing more money won’t resolve the problems. If you’ve got questions about budgeting, it’s always a good idea to arrange an appointment with a financial counsellor to determine when and if a loan should be applied for.

FAQs

Is the Interest Rate High?

Interest rates for these loans are higher than would be paid if the money was borrowed from a traditional bank. However, at Instant Cash Loans, we want our clients to understand upfront what they’re being charged, so there will never be hidden costs included. If you’ve got any questions about interest rates, check our page describing costs or contact our team for more information.

It’s also important to understand short-term cash loans generally include fees and other costs in addition to the actual interest rate. Again, we’ll always provide an itemized list of any fees associated with the loan a client selects. As with interest rates, we’ll always make sure every client has a complete breakdown of costs to avoid any issues arising later.

Is Applying for a Cash Loan Online Safe?

At Instant Cash Loans, we’re dedicated to safeguarding your information and privacy. Yes, it’s true that there is a risk involved when using any online financial service, we’ve taken the appropriate steps to protect your information.

Any time there a security-related question arises, feel free to contact our staff members so we can address your concerns immediately. We’re here to help and always want our clients to have a positive experience when dealing with Instant Cash Loans.

What Happens if a Payment is Missed?

It’s vitally important that all scheduled payments be made on time to avoid additional costs. The expense involved when borrowing money is already high, so additional costs should always be avoided.

If a borrower knows they will have a problem repaying any loan, contacting the lender immediately is strongly advised. When a lender is contacted before a loan payment is late, they may provide additional advice on the best way to resolve the issue.

Repaying a loan promptly makes it easier to borrow should another issue develop in the future. While it’s never a good idea to borrow money to pay normal bills on a regular basis, there are times when that’s necessary. If your repayment history is good, future loans will be easy to obtain.

Getting Started

If you need a small loan to take care of an immediate need, Instant Cash Loans can help. The first step is to complete the online application. The process is easy, and we’ve made selecting the best loan product for your needs simple.

Of course, you’ll need to supply a few financial details, but we don’t need all the information banks generally demand. We do review every application to make sure you meet our qualifications, but that’s not normally a major hurdle for our clients.

Once we get a completed application, the approval is processed quickly. As noted earlier, applications approved early in the day are normally funded within a couple of hours. That means you’ll have the money you need in hand within a few hours.

If you have questions, please feel free to ask our staff members for help. Instant Cash Loans is here to help when you need it most.