Money isn’t the magic answer to every problem in the world, but when you don’t have enough to make it through the month, nothing else seems to matter. In this article, we’re going through 6 cheeky ways you can access quick cash when you really need it. No gambling or day-trading ideas here – we’re only talking about ideas that have the best chance of getting you the funds you need as safely as possible. We’ll start with:
1. Take a one off job
If you live in a town, you can check the local paper. If you prefer using computers and the internet, check out listing sites like Craigslist. The idea is to find local, one day jobs that you can complete the same day. A lot of people post jobs from things like gardening and house maintenance, to errands or promotional work. Most of the people you’ll help will pay in cash, meaning you could potentially earn the funds you need within hours if you’re really lucky and find the right gigs.
2. Get a quick cash loan
Quick cash loans are short-term loans that you’ll have to pay back as soon as you get your next payment from work. At Quickle, we can pay out within 24 hours and our application process can be completed online 24/7. If you want a reliable source of very fast cash without having to pass a credit check, this is the way to go.
The most important things you’ll need to complete our application process is your ID and your most recent bank statements. Once you’ve completed the application, we’ll get back to you with an offer that we think best suits your needs. Once you sign and send back the agreement, we’ll do everything we can to ensure the money is paid to your account the same day.
3. Complete Surveys Online
Have time to spare? There are certain sites that offer to pay people to complete surveys. One example is My Survey. There’s more than one of these websites out there and each will have different policies regarding methods of payment and the rate of pay per project. All you have to do is give your opinion. There’s no expertise or specific criteria needed for most surveys. Some might want you to be a certain age or gender but for the most part, you should be able to participate in most projects.
Increasing your income is always going to be harder than saving more of the money you already earn. If you find yourself short of money on a regular basis, it’s worth looking up further opportunities to earn more from regular work or cut out monthly spending that’s pulling you down.
4. Sell old clothes
If you use every piece of clothing you own, this will be a lot harder for you. Most of us don’t use half of the clothes we own and end up throwing away huge volumes of fashion every year. You might think your old clothes are useless to you, but someone else might be able to find value in them. Stick the items you use least up on eBay. The auction-style listings are the cheapest way to sell and you never know how much you might get for certain pieces.
In most cases, you’ll probably be pleasantly surprised by how much everything goes for altogether. If you’re lucky, you might sell it all in one go to someone prepared to come and pick it up. This could mean you make the sale within a couple of days without having to fuss with delivery.
5. Get an advance from work
Consider yourself a model employee? If you think your employer might think the same, it’s worth asking them for a cash advance on your wages or salary. If you’ve been with them for years, there’s a good chance they’ll be happy to help. Embarrassed to ask your boss for help? We don’t blame you! The bigger the company you work for, the more feasible this option will be.
6. Offer to wash a few cars
Live in quite a highly populated area? Then roll up your sleeves, grab a bucket, and start knocking on doors. Most people will pay $5 – $10 for a car wash that saves them the trouble. Older residents are likely to be your top target market. This takes no skill, no fancy equipment, it costs you next to nothing, and you could make a very quick buck, especially if you have a boat load of friendly neighbours!
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Read more about quick cash loans here, or in our previous blog post: 3 Terrible Mistakes People Make With Quick Cash Loans