The world seems to move 100 miles an hour when you’re in a tight money jam and face a large urgent cost that you can’t quite handle. At Quickle, we try to be there for people that need us most with payday loans designed to arrive within hours of your application. In this post, we’re going over some of the most important things you need to remember when the pressure’s on to find fast money now. Keep these factors in mind to avoid making big mistakes when cash is an issue:
Some forms of credit hurt your credit score if rejected
The first thing you’ll probably do is look for the fastest credit card you can find. The thing is, if you’re worried about looking after your less than perfect credit score, you have to be careful where you apply. In a lot of cases, personal loan and credit card applications run a credit check and failing this check can result in your credit score being dragged down even further.
Before you apply, check to see if a credit check is involved. Want to evade the credit check all together? Payday loans don’t include credit checks because they are based completely on your current income and ability to pay back what you owe in the near future. Keeping your money safe is one thing, keeping your credit score safe is just as important!
Customer service is vital when it comes to payday loans
If you do consider a payday loan you should know that customer service plays a vital role. First of all, you want every stage of the process to be handled as efficiently as possible. Only companies with a dedicated customer service team like ours will be placed to promise the fastest payout times.
You’ll also want a dedicated team to be handy if anything goes wrong when it comes to repayment. We have a far more open-minded approach than most, and our team are always on hand to help when things get sticky. If you struggle to make your repayments, we won’t be quick to apply fees to your account as long as you stay in good contact with us. In most cases, we’ll be able to help reschedule your repayments to be more affordable for you and ensure the account is resolved in a way that suits you best.
Dealing with family can be tricky
You might also consider taking money from a friend or family members. This can often be more difficult than you think. You have to spend personal time with these contacts and that brings all kinds of complications into the mix. Want to keep money and family separate? Most people do! Which is why seeking fast money support from a professional provider is widely seen as the more reliable and convenient option.
When you have a family to look after, family budgets play a crucial role in running the household. There are certain things you’re family just can’t live without and this can certainly mount on pressure to act fast. Look for companies that have a clear reputation for excellent service or you could find yourself suffering from delays, bad practice, and a pile of hidden fees down the road.
Selling old items isn’t that fast
The other thing you might be tempted to try when you need money now, is to throw a bunch of your old gear up for sale online. The truth about selling things second-hand online is that it’s not that easy or fast. You have to list things correctly, make sure all the information is as insightful as possible, answer any questions from potential buyers and then arrange all delivery. In most cases, you won’t get any kind of return in the form of cash for days after listing an item even if it sells relatively quickly.
That’s it! These are some of the key things to keep in mind when you need money as soon as possible. It can be tempting to chase down the best offers you immediately find or gamble on risky ideas, but with a little more patience you can find solutions that are designed to help rather than harm. Interested in learning more about payday loans? Get in touch today and we’ll be able to answer any questions you might have.Things To Keep In Mind When You Need Fast Money Now Click To Tweet
Read more about fast money here, or in our previous blog post: 3 Terrible Mistakes People Make With Quick Cash Loans