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Instant Cash Loans

It’s quick. It’s simple. It’s Quickle.

Quick Cash Loans Australia

A quick cash loan can help you keep your head above water until you wait for payday. By applying through Quickle, you are guaranteed a simple process that is safe, secure and will have the money into your account within hours.

What is a Quick Cash Loan?

 

To put it simply, a quick cash loan is exactly what it sounds like: a loan that’s delivered to you fast. When you need money in a hurry, either to make ends meet while you wait for payday or to pay for an upcoming significant event, a quick and easy cash loan can have the money in your account sooner rather than later.

What Can I Use an Instant Cash Loan For?

There are many reasons why someone would need access to money fast, but whatever that reason may be, an instant cash loan can offer a helping hand. Some reasons a quick loan might be needed include:

• Catch up on bills (electric, internet, rent etc.)
• Car repairs
• Replace damaged belongings
• Business expenses
• Personal reasons (weddings, funerals etc.)
• Holidays

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Why Choose Quickle for a Fast Cash Loan?

  • Approval Within 24 Hours

    The funds of your loan can be in your account within hours!

  • Easy Online Application

    Apply online through our website that is even optimised for mobile

  • Flexible Payments

    Pay via direct debit, EFT, money orders or credit/debit card

  • Safe and Secure

    Your details are encrypted as it goes from our system to your bank.

Applying for an Instant Cash is Easy

The process for our online application is simple and doesn’t require any of the information normally associated with borrowing money from banks. We work with lenders and service providers who can get you your approved funds fast, meaning you’ll have the money in your account within hours.

Typically, when an instant cash loan is approved earlier in the day, the money will be transferred to your account within two hours. Instant cash loans that are approved later in the day typically will be available the following day.

Instant Cash Loans

If the principal amount you borrow is between $300 and $2,000, you’ll pay:
Establishment fee: 20% of the principal amount
Monthly loan fee: 4% of the principal a month

Borrow Responsibly

Before you apply for an instant loan, you should always consider your circumstances and whether you can comfortably make the repayments. It is always best to avoid borrowing unless it is necessary and for the right reasons.

Requirements and Eligibility

Start by filling out our quick and easy application form online, so we can get an idea of who you are and your preferred method of contact. Next, we need a bank statement that proves your regular income and ability to afford a loan. Finally, to ensure that you qualify with one of the lenders or service providers that we work with, we may also ask you for personal identification including a driver’s licence, passport number, proof of age card or birth certificate.

Apply For a Quick Cash Loan Online

Whether you are on your computer, laptop or mobile, you can apply for a quick cash loan online and have your funds deposited within hours.

How much does it cost to get a quick loan and is the interest rate high?

Quickle’s loans can cost as little as 5% of the loan amount, but don’t worry: total costs will be given to you before you are locked into any contract.

Most instant cash loans do not have interest rates and the cost of borrowing is in the form of fees such as account keeping fees and establishment fees. The cost will vary depending on the lender or service provider.

Is Applying for a Quick Loan Online Safe?

Yes, your credentials are encrypted when you enter them into our system, passed to your bank to gain access to your transaction history and then permanently deleted.

What Happens if a Payment is Missed?

To avoid additional costs, it is important that all scheduled payments be made on time as most instant cash loans have significant dishonour fees associated with them. However, we understand that missing a payment can happen sometimes – if this happens, it is important you get in contact with the lender or service provider to discuss a change to your payment schedule.

How long does the approval process take for a quick loan?

While this is subject to your bank, applications assessed and then approved before 5pm AEST on business days could receive their fast cash loan on the same day. Otherwise, you will receive the cash advance by 11:00am (AEST) the next day.