Quickle was founded in 2015 on the values of honesty and integrity. We have never had secrets and we only work with lenders and financial service providers who are upfront with their associated fees and repayments.
Quickle helps borrowers who need personal loans in Australia. Our team works with lenders and credit providers to facilitate your funding needs so you can deal with financial emergencies as quickly as possible.
Our loan application process is easy. All you have to do is fill out the online loan application form and provide us your personal identification and recent bank statements. We will submit your details to our network of credit providers and find the most suitable lender based on your information.
The payment process is quick. Once your application is approved, your funds will be transferred into your bank account within hours or on the same day.
Our process operates under a secure system provided by Credit Sense, who assists us with bank statement transaction analysis and decision support processes to determine your loan eligibility.
Small Personal Loans to Cover the Unexpected
When a financial emergency occurs, being able to respond quickly and decisively is important. If unexpected costs such as medical bills, emergency repairs, or home renovations suddenly pop up, a small personal loan can be a solution to cover these urgent funding needs.
Types of Personal Loans
There are a few types of personal loans and all of them may differ slightly from each other. Here are the four main ones.
Unsecured Personal Loans
With unsecured personal loans, you are not required to own any assets to secure the loan. You’re also given flexibility to use the funds for any purpose, especially if it’s for urgent expenses. However, the interest rates are usually higher than secured loans because of higher risk as there’s no fall back if the borrower cannot make repayments.
Secured Personal Loans
If you are getting a secured personal loan to make a huge purchase such as a house or a car, a lender may be willing to take it as security for the loan. You could be entitled to a lower rate than that of an unsecured personal loan as the lender has a lower risk if you cannot make your repayments.
A fixed-rate loan is for borrowers who would like to know exactly how much the repayments will be over the term of the loan. The interest rate for a fixed-rate loan is locked in, allowing you to easily budget your repayments.
Variable-rate loans can be subject to change where the interest can either increase or decrease in the duration of the loan. A variable-rate loan can be more flexible as your lender may allow you to make extra repayments if you’d like to pay off your loan faster.
How are the Fees on Small Personal Loans Calculated?
Quickle offers personal loans that will cost you 20% of the principal amount and 4% monthly account keeping fee. Contact us on (07) 5644 3555 for more cost-related information, or you can apply to receive an obligation-free quote from Quickle.
See our costs page for the complete fee table, including associated costs with missed payments.
You should only get a small personal loan if you need quick cash for emergencies – otherwise you might end up with problems paying it back. Before you apply for a loan, make sure you have a plan on how you’re going to use the fund and how to repay the loan on time.
Why Should I Choose Quickle for a Personal Loan?
Quickle believes in a fair go. We strive to accommodate each and every one of our customers by giving those who are short on cash the same chance as everyone else for a personal loan. We’re here to assist you with your loan application and make sure you get hold of your fund as soon as you’re approved.
Apply for a Personal Loan Today
Quickle encourages sensible borrowing and dependable funding. If you’re confident you can afford to repay your loan on time, go ahead and apply with us. Simply complete our online loan application form and provide us your personal identification and recent bank statements. We will do the rest.
How Much Can I Borrow?
Quickle offers personal loans from $300 up to $2,000.
First, you select the amount you need depending on your situation. How much you can borrow will be determined using your bank statement to gather information such as your income and ability to make repayments. We will then match you to a suitable lender and financial solution based on the information you provided. If your loan application was approved, your fund will be transferred into your account within hours or on the same day.
Easy, right? Here’s some of the fine print!
If the principal amount you borrow is between $300 and $2,000, you’ll pay:
Establishment fee: 20% of the principal amount
Monthly loan fee: 4% of the principal a month
Monthly loan fee: 4% of the principal a month