Responsible Lending

Quickle is committed to you and takes all responsibilities very seriously. In order for us to offer a complete customer experience, we endeavour to assist all clients and their personal circumstances by responsibly considering all loan applications.
When Quickle assesses a loan application, we have no interest in approving loan amounts that can’t be repaid. A full review of every application will determine affordability and will only be approved for an amount that is repayable based on personal expenditure and income.

Knowing Your Loan

The best part about Quickle is our no secrets policy. You are always in a position to be as informed as possible, allowing you to remain in complete control. Check upcoming payment amounts, postpone payments if things are becoming a little too stressful, and even change your payment amount through our Member Portal. What’s more, at any point in time, you have the ability to download your own Account Statement and confirm your total outstanding repayment amount.
Quickle is also available to answer any questions you may have via email or phone. We aim to respond to you in the shortest time frame possible with information relevant to your loan.

Sending Your Bank Statement

If you are attempting to obtain a loan from Quickle, we will need a bank statement. A bank statement, and our subsequent examination, allows us to efficiently and accurately review your affordability for a set loan amount. Based on your income and expenditure, Quickle can calculate the perfect loan amount for you.

Borrowing What You Need

Because we adhere to our own strict guidelines that include bank statement examination and our application assessment program, Quickle will only ever approve a loan amount that we know you can afford. Your bank statement will indicate your expenses and income, allowing us to provide you with a wide range of repayment options.

No Catches, No Hidden Fees, No Worries

Quickle believes in honesty. Everything you need to know about fees and charges can be found in the Costs section of our website, as well as on the Disclosures & Authorisations page. Additionally, when you agree to your loan contract, we’ll send you an easy-to-read loan and repayments summary. So, when it comes finalising your loan, there will be no surprises.

Nominal Percentage Rate

All loans processed through our affiliated finance company Gold-Silver Standard Finance Pty Ltd (ABN 89 611 823 940) have a nominal percentage rate of 5%, which is comprised of a one-off non-interest charge by the lender equal to 5% of the loan amount. Quickle offers a financial supply service. If you choose to use any of the Quickle services, extra fees may be charged.

Financial Risk Disclaimer

Please consider your own financial circumstances before you apply for a cash advance through Quickle. Please read the Privacy Policy and Terms of Use before you make a decision regarding our products. The business has developed its Risk Management Program based on the new Australian and international standard for risk management, AS/ISO 31000.