When you think of renting, you might consider it as a practical and flexible housing solution. An alternative so to speak, to investing big sums on a property including years of mortgage payments.
However, the impact of rental life on one’s physical and mental health is often underestimated. that the challenges faced by renters can accelerate the ageing process, potentially more than some well-known vices or unemployment.
Let’s have a look at the importance of protecting your health and well-being while living in an Australian rental property, discuss the unique health challenges renters may face, and provide tips on how to gracefully age in place.
The Impact of Rental Life on Ageing
If you think a renter’s existence will minimally affect your life, think again.
A joint study by the University of Adelaide and the UK’s University of Essex discussed the significant impact that rental life can have on a person’s health. The study was compiled using material from the UK Household Longitudinal Study (UKHLS) and blood samples from 1,420 participants, further classified by sex, nationality, education credentials, wealth, diet, stress levels, body mass index, and any smoking history. The object was to determine biological ageing levels in a renter.
The following are some key findings.
Stress and Mental Health
The uncertainty of rental arrangements, frequent moves, and the lack of long-term stability can lead to chronic stress and anxiety, which have known links to premature ageing. The above study tagged renters as having aged two more weeks every year compared to homeowners.
Physical Health
Rental life can often mean living in subpar housing conditions. The joint study’s collation of UKHLS data pinned down potential issues like poor insulation, dampness, or pests. These living conditions can contribute to health problems such as respiratory issues, allergies, and skin ailments. The study also identified smoking renters as having aged faster than non-smoking renters.
Lack of Control
Renters have limited control over their living space, making it challenging to create a sense of home and belonging. The lack of autonomy can lead to feelings of helplessness and low self-esteem, further impacting mental health.
Financial Stress
Renters may face financial instability due to rising rent and limited ability to build equity. Financial stress is closely associated with a range of health issues, including obesity and heart disease. The study identified a potential to increase biological ageing by 100 per cent more than unemployment, due to financial stress factors such as having the money to pay the rent on time. Some horror stories about arriving home to find the landlord waiting to demand payment and blocking the front door may even be true.
Ageing in Place Challenges
For older renters, ageing in place can be particularly challenging. They may have limited options for making necessary home modifications to accommodate changing mobility and health needs.
Commenting on the findings, lead researcher Dr Amy Clair of the University of Adelaide’s Australian Centre for Housing Research said that while the data concerned UK renters, the similarities of Australian and UK housing policies proved that Aussie renters had the same problems as those in the UK such as high costs and limited security of tenure. Those may even include Aussies who resettled in the UK or British nationals who moved down to Australia. However, the study did not account for renters in government-subsidised properties, and the researchers admitted they only had respondents of white European stock for the study.
Protecting Your Health as a Renter
While rental life can present unique challenges, there are steps you can take to safeguard your health and well-being. Here’s a guide on how to navigate the health pitfalls of renting:
Choose Wisely
When selecting a rental property, consider factors like location, condition, and the quality of the building. If possible, try to find a property that offers features aligned with your well-being, such as good insulation and proximity to parks and healthcare facilities.
The condition of the property can raise red flags that can make themselves felt if the renter moved in, affecting their mental stability. A separate study by the Committee for Economic Development of Australia of the Australian Housing Conditions Dataset 2022 found that the presence of mould or damp surfaces forced 46 per cent of renters to report its effects on their mental health, as opposed to 33 per cent of homeowner occupants. Another study by Dr Rebecca Bentley from the National Health and Medical Research Council’s Centre of Research Excellence in Healthy Housing revealed that 34 per cent of homes across Australia have moulds/damp surfaces to some degree
Prioritise Mental Health
Recognise the importance of your mental health. Engage in stress-reducing activities such as mindfulness, meditation, and regular exercise. If you are living alone, consultations with friends and family, or a counselling session with a licensed mental health practitioner will be vital.
Create a Homey Space
Even as a renter, you can make your living space feel like home. Personalise your surroundings with decor, plants, and items that bring comfort and happiness.
Communicate with Landlords
Don’t hesitate to raise any maintenance issues with your landlord. Timely repairs and a comfortable living environment are essential for your health.
Save and Plan
Consider your long-term housing goals and develop a savings plan that may help you transition into homeownership if that is a goal. This could provide you with more stability and control over your living situation.
Stay Physically Active
Regular physical activity can help combat the health risks associated with rental life. Find local parks, join fitness groups, or invest in home exercise equipment to stay active.
Healthy Eating
Follow a healthy diet to enhance your overall well-being. Avoid reliance on fast food and prioritise nutritious meals, even if your kitchen space is limited.
Seek Community
Engage in your community, even as a renter. Build relationships with neighbours and participate in local events or volunteer work to foster a sense of belonging.
Ageing in Place
If you plan to age in place as a renter, communicate with your landlord about necessary modifications for your home to accommodate your changing health needs. Consider options like grab bars, wheelchair ramps, and non-slip flooring.
Stay Informed
Be aware of your rights as a renter and stay informed about changes in rental laws and regulations that might affect your living situation.
Financial Planning
Create a budget that allows you to save and invest in your future, providing a sense of financial security and control over your housing situation.
Conclusion
Renting can be a practical housing solution, but it’s vital to recognise the potential impact on your health and well-being. The recent research indicating that rental life may accelerate ageing is a stark reminder of the importance of taking active steps to protect your health. By making thoughtful housing choices, prioritising your mental and physical health, and fostering a sense of community, you can age gracefully and maintain your well-being, regardless of your living situation.
DISCLAIMER: This article is for informational purposes only and is not meant to be considered official medical advice. QUICKLE has no partnerships with the universities mentioned in the article or with any rental agency. Please consult your financial advisor and GP.
This article has mentions of mental health. For confidential discussions about your mental health, please contact Lifeline at 13 11 14, Beyond Blue at 1300 224 636, or Head to Health at 1800 595 212.
