What special ways do you have to save money? Often, we put so much energy into saving money that we are too busy looking at the bigger picture, or constantly monitoring our bank balance. And while that is important, it is the little steps in between that equate to the bigger picture.
Continue reading to learn more about some of the 1 percenters, that all add up in the end and help contribute to your savings fund.
You can do a lot with money. In fact, you can outsource almost your entire life. Get someone else to cook for you, to clean for you, to do just about anything for you.
But if you’re one of us mere mortals who doesn’t have unlimited funds, then saving money on everyday expenses frees up money to spend on things that really matter and give us joy.
Here are 10 of the essential skills that will save you money.
Remember, if you are experiencing financial difficulty, get in contact with Quickle as we may be able to lend a hand by providing emergency cash solutions.
1. Planning & Organisation
Budgeting your money effectively requires you to set goals, organise your finances and save up for things. To save money on the groceries, you need to menu plan.
Take the time to set up household systems, time management systems and household management systems and other organisational systems to save you time, money and stress.
2. Financial Management
It’s no surprise that managing your money is an essential frugal skill. Good financial management keeps you out of debt, reduces your stress and allows you to reach your financial goals. Budgeting doesn’t have to be complicated. It’s actually just a matter of prioritising.
3. Creative Thinking
It’s easy to go out and buy something to fill a need or solve a problem. It’s much more satisfying to reimagine a frugal alternative. Reclaiming, reusing, recycling and repurposing is an art form that not only save you money, but it’s a whole heap of fun.
Pinterest is a great place for repurposing inspiration.
The trick to repurposing is to look at your problem creatively from two angles:
- How can I solve this with the stuff I have?
- How can I reuse this instead of throwing it away?
Then get creative.
4. Cooking
Groceries are the biggest household expense after the house and car repayments. Which is why saving money here really pays off. You can make HUGE savings on your grocery budget by learning how to cook fresh food from scratch.
Not only that, being able to cook wholefood food from scratch is also essential for a healthy, happy life.
Preserving produce when it’s cheap will save you money, regardless of whether you grow what you’re preserving or buy it. And it doesn’t have to be hard. It can be as simple as freezing fruit and vegetables or making simple jams and chutneys.
5. Smart Shopping
You’ve worked hard to earn your money. Now you want to be as savvy as you can when spending it.
Ways to shop smart include:
- Shopping second-hand
- Comparing prices
- Shopping the sales
- Haggling
- Avoiding impulse buys
6. Do It Yourself
Sometimes it’s just smarter to outsource than DIY. Electrical work should definitely be handled by a qualified pro. However, the more skills you learn, the less you have to rely on others to do it for you and pay a premium for it.
When it comes to DIY, don’t just think of home maintenance and renovations though. You can DIY your own gifts, make your own cleaners, make your own soap, make your own condiments.
7. Sewing & Handicrafts
Even if you never want to make your own clothes, being able to mend them will save you money. Being able to make adjustments to store-bought clothes will save you even more. Increase your skills and save on household linens and gifts.
Other great crafts include knitting, crocheting, painting, card making, jewellery making, basket making, quilting, cake making just to name a few.
8. Gardening
Growing your own food, even if it’s only a few herbs on a windowsill, saves you money on the groceries and empowers you with the ability to truly feed yourself.
Growing indoor plants is one of the best ways to purify the air inside your home (it’s more toxic than you think). Even having a scattering of petunias in pots around the front door makes a house a home, gets us closer to nature and increases our happiness.
9. Maintaining What You Own
The problem isn’t that we love stuff too much. The problem is we don’t love our stuff enough. Being able to maintain what you own and fix it rather than replace it saves you money, but it also saves the planet.
10. Bartering
Skill swapping or good old-fashioned bartering can fill a skill deficit without having to fork out a heap of money for a service.
Look for local bartering groups on Facebook and Gumtree, or Google bartering websites to see if you can get what you need without paying out money.
10 Tips For Saving Money & Being Happy Click To TweetIf there is one takeaway from this article, it is that money doesn’t grow on trees. Saving money often takes meticulous planning and commitment.
Financial freedom is difficult to come by, and if you need help, Quickle may be able to help by providing emergency cash, when you need it most. Get in touch with us today to learn more.
Receive emergency cash in your account with customisable manageable repayment options. All you need to do to apply is complete our quick and easy online application and then send us your bank statement. For details, contact us.
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