When things go wrong in an instant, money can very quickly become and very serious issue. In this article, we’re going to point out some of the most common ways you can access a quick easy loan as soon as possible. At Quickle, we know all about the importance of swift delivery when push comes to shove. Have a read through this list to find out where to turn when you need to borrow a little bit of cash right away. We’ll start with:
A payday loan
Payday loans are short-term loans that are designed to be paid out as soon as possible. The idea is for you to get the money the day you apply, and then pay it back on your next payday. This is something we specialise in, so we know how important they can be when you’re in a pinch. In the vast majority of cases, these types of loan take only a short time to apply for and the funds are paid straight into your bank account within hours.
To be approved, you’ll need a form of official ID and a set of your most recent bank statements. The loans are best suited to those with a steady income. So if you’re in full-time employment, this could be the best way for you to access the funds you need with the confidence in knowing you’ll be able to pay it back in full within the time agreed.
Emergency withdrawals from savings
If you’ve been saving money in a long-term scheme, it’s worth taking a shot at making an emergency withdrawal. Most savers accounts and funds come with minimum notice periods, but some banks provide an emergency withdrawal option as long as your situation meets certain conditions. It’s worth giving them a call and seeing what your options are.
Don’t have savings? You might be able to set up an overdraft arrangement for your regular bank account, but this usually takes at least a few days to activate. Again, there’s no harm in seeing what your options are.
Borrow from family or friends
Know anyone that’s bound to have a bit of cash stored away? This can be one of the fastest and least expensive ways to access a quick easy loan, but you’ll be dealing with all the baggage that comes from such touchy personal agreements.
Honesty is always the best approach. That goes for borrowing from family as well as borrowing from professional companies. You should never lie about your income, the purpose of the loan or the other debts and responsibilities you have. The more open and honest you are with your circumstances, the better your situation will be understood and the more likely the loan will be accepted.
Pawn some stuff
Live near a major town or city? Then you’re probably within driving range of a pawn shop. These stores will pay you money for your valuable possessions. They’ll then hang on to them until you’re ready to buy them back (at a higher rate than they paid you).
If you do have access to any valuables, you should be aware of the risks involved with these places. There’s always bound to be a stipulation within the arrangement that allows the pawn shop to keep your item if you fail to come back and buy it before a certain deadline.
How To Get A Quick Easy Loan In An Emergency Click To TweetA lot of people try all kinds of extreme measures to access cash quickly, but Pawn shops are well known for placing themselves in win-win agreements. If you pay in time, they get to make a very easy and handsome profit from reselling it to you. If you don’t, they get to keep your very precious item at a fraction of what it’s actually worth. Either way, they’re definitely winning.
There you have it! These are some of the best ways to access cash quickly when you find yourself slightly short. Don’t wanna deal with family or part with your possessions? A quick easy payday loan may be the best option for you. You don’t need an amazing credit history and at Quickle, we do all we can to ensure your application is processed as smoothly as possible.
You can read more about quick loans in our previous blog post: Why The Demand Is Growing For Quick Loans In Australia
For more information, don’t hesitate to contact us.
