Why do you need some extra money? The reasons for applying for cash advances are many. In most cases, you know your workplace will be paying a designated amount at a designated time. Ask yourself: can you wait till then?
If not, continue reading to learn a little more about the ins and outs of receiving cash till payday. The best part is that cash advances are generally paid into your account within hours of completing your application… once approved, of course.
So, what are these reasons for applying for a small loan? Let’s take a look at some of the most common before we dive into the ‘how to’ segment.
Learn more about payday loans here.
Short-term loans for car troubles
We all love to criticise our motor vehicles when they aren’t performing optimally. But let’s be honest, most of the time, they are pretty darn good at doing their job of getting us from A to B, while keeping us safe.
The downside to being a vehicle owner? Expenses. First you have to buy the car. Then there’s registration. Insurance. Tyre replacements every year. Petrol every week. A service every 6 months.
When a vehicle is on the fritz, people often apply for cash till payday to ensure there is minimal disruption to their daily routine.
You still need to get to work, right? Still need to pick up the kids from school? Having your car out of action till payday can be detrimental. A quick cash loan will avert the emergency and inconvenience.
Using cash till payday to avoid credit card debt
A lot of people are using small loans to pay off credit card debt. Why? To avoid bad credit.
If you are trying to buy a home or car and need a bigger loan, having bad credit will affect the interest on your repayments. The worse your credit rating, the worse your interest rates.
It may not seem like a big deal, but long term, high interest can result in tens of thousands of extra dollars.
You don’t have to ride it out till payday. When credit card payment due dates are approaching, get some cash in your pocket quickly.
It’s a shame that such a little late fee can have drastic implications on your financial future. For things like credit card repayments, phone and utility bills, get the cash advance you need to cover it.
Here is a great blog post with some extra information: 10 Ways To Avoid Credit Card Debt
Medical emergencies
No one enjoys thinking worst-case scenario. But if you suddenly and unexpectedly end up in the emergency room, how will you pay for it if you don’t have a nest egg?
Medical emergencies are one of the most common reasons to apply for a loan. Using cash till payday is an easy way to reduce financial pressure in an otherwise stressful time.
Another great reason to borrow money is when starting a small business. Find out more about the pros and cons of getting some capital to start your dream career.
How to apply for cash till payday
Quickle is proud to offer an application process that follows our philosophy of: It’s quick. It’s simple. It’s Quickle.
All of our loan products are customisable. Choose an amount. Choose a repayment schedule. Whatever you need is entirely up to you.
Fill out the short online application form anywhere in the world. All you need is Internet and a bank statement. All we need are a few other details. Fill them out and let us handle the rest.
Have you been approved? Good. The cash might be in your pocket within hours. The only exception? If you apply late afternoon, the funds will be in your account by morning.
In Need Of Cash Till Payday? Learn The Ins And Outs! Click To TweetIn summary
There are endless reasons why someone might need cash till payday rolls around. This safe way of obtaining the emergency funds you need does come with some responsibilities.
Firstly, you should always borrow responsibly. You can learn more about that here.
Quickle endeavours to supply you with emergency money at emergency speed. Most often, the funds will have cleared in your account in a matter of hours.
It’s also extremely important to remember that cash till payday is a temporary and occasional solution. When you hit those inevitable speed bumps of life, we can be here to lend a helping hand.
You can read more about payday loans in our previous blog post: Payday Loans In A Nutshell