Sometimes things come up that we had no chance of anticipating. Most of us get by without a huge disposable income and so when a cost pops up that we didn’t see coming, we’ll find ourselves in a situation where we need to raise funds really quickly. In this post, we’re taking a look at some of the best solutions you should consider when you need money now and fast. Have a look through and see if any of these would help.
At Quickle, we offer payday loans to anyone with a consistent income and needs the money to pay for an urgent need. We don’t look at credit scores as we do everything we can to ensure the loan is within your affordability and is paid out as soon as possible. In most cases, loans can be paid out the same day that your application is completed.
You can apply online through our website using your mobile phone if you are out or on the move. We also accept applications over the phone if that suits you better. The idea with a payday loan is that you take only the exact amount you need and you pay it back when you get your next payment from work.
A loan from family or advance from work
If you have any family that you know might have spare cash to loan you, that is one of the cheapest solutions possible. But if you need thousands of dollars, you might not know anyone that has that kind of money to hand. Most people will have monthly outgoings that come close to their monthly income, so you should think twice before taking loans from people you really don’t want to fall out with.
If you have a great reputation at work, you might want to consider asking your employer for an advance. This is effectively your future wages being paid to you right now. It’ll only be possible if you’ve been in your job for a decent amount of time and have been a reliable employee throughout your employment. Employers are far less likely to pay advances to new staff or those they see as flight risks.
Credit cards & bank credit
If you’re already in a large amount of credit card debt, then this idea won’t be possible for you at all. A lot of banks offer fast credit cards or overdrafts for people that already have accounts with them. The problem with these solutions is that they take some time to activate and credit cards could grant you more cash than you require, meaning a huge temptation to use them for more than just things you absolutely need.
Selling luxury goods online or to cash brokers
If you own any luxury goods like TV’s, consoles or any other products that you don’t need in order to survive but that hold decent value, you can consider selling them quickly. Classified ad sites are sometimes the best ways to sell valuables quickly without needing to go through tedious startup processes like you do with sites like Ebay. We could all be more sensible with money, but giving up things you don’t really need is one of the only sure ways to raise money now and fast without taking a loan from someone else.
Classified ad websites are also pretty handy places to pick up odd jobs for cash. You might be able to spot someone in your local area that needs some help gardening or other handyman work completed for instant cash. This is only possible if you have a day off today or tomorrow and have the time to spare. It can be quite competitive, so as you can imagine, you won’t be earning much per hour. The main advantage would be a cash in hand payment that you’ll receive as soon as the task is complete.
That’s it! Those are key options you can look at when you need a quick injection of money now and fast. If you have a little more time, you can think about cards, jobs or loans from pals. If you have no time at all, a payday loan might be the only way you can get the funds you need within hours.The Best Solutions When You Need Money Now And Fast Click To Tweet
For more information about our fast money products, please don’t hesitate to get in contact with our friendly customer service team.
You can also read more about payday loans in our previous blog post: Facts About Fast Loans