When rates are low, paying Principal & Interest (P&I) makes sense as it allows for faster loan repayments. Although, there are instances when Interest Only (IO) can be the better strategy to adopt. How do IO and P&I work? Is it better to adopt IO or P&I repayments on your loan? Interest Only (IO) With …
Interest Only Or Principal & Interest? The Pros & Cons Read More »
Australia has a lot of sales upcoming this year — from Chinese New Year sales to Boxing Day, and everything in between. Here’s a sum-up of the biggest sales of 2020 to watch out for, so you can plan your shopping sprees and bargain hunting ahead of time. January Chinese New Year (25 January) — …
In the age of online shopping — Are Boxing Day sales still worth it when huge discounts are only a few clicks away? Some retailers have marked down their stock before the traditional Boxing Day sales, while the rise of online sale events (Black Friday, Cyber Monday, etc.) have provided a bargain to consumers, minus …
Gorgeous flowers, stretched limos parked by valets, a lavish reception, and hundreds of guests come to celebrate you and you’re newly-minted spouse. This must be your dream wedding… Now, wake up! — as those big, toffee-nosed weddings cost money. There are ways to achieve an affordable dream wedding and start your marriage on the right …
To improve how they feel about their appearance, many Australians consider undergoing cosmetic surgery. There are many things to take into account before you decide to have surgery of any kind. It’s consequential to choose the right procedure for you. Cosmetic surgery is a voluntary surgical operation that is performed on normal parts of the …
5 Steps to Pay Off Your Student Debt Faster Higher education is getting more and more expensive. In 2018, the average undergraduate student studying in Australia paid 6.2% more in tuition fees than they did in 2017; that’s almost four times more than the rate of inflation for the year. This means that students studying …
Superannuation (“super”) is a compulsory system of setting aside a percentage of your income into a super fund during your working life. This can be a combination of superannuation guarantee (SG) contributions made by your employer and any voluntary contributions you make. It’s done to support your future financial needs in retirement. Here are some …
Take Control And Make The Most Of Your Superannuation Read More »
It’s the school holidays and the kids want to have fun! Fun activities with the family is great, but can be expensive. It’s understandable if you’re hesitant to dip into the family budget in today’s economy. If you’ve been practicing moderation, a little creativity can help you come up with dirt cheap activities the kids …
Cheap Activities for School Holidays the Kids will Enjoy Read More »
The world is not as stable as it was. The global economy went into a tailspin as stock markets around the world faltered. The ugly truth is anyone can experience a financial crisis. Losing job, health issues, car incidents, property damage, and so on don’t help either. These can have a negative impact on your …
One of the essential ways to avoid a financial crisis is having an emergency fund. After covering your expenses and purchasing your needs, try to save what’s left and put it in your emergency savings account. That way, whenever you truly need it, you’ll have an emergency fund that can provide you an instant cash. …
Ways To Get A Loan Quickly If You Don’t Have An Emergency Fund Read More »
