Before changing jobs, it’s advisable to assess the financial implications associated with a career change. Equally important is understanding the current job market and the factors that could influence a career shift. Here’s what you should be aware of and the initial steps to begin planning. What’s the current state of the job market Preliminary …
This blog explores the factors that influence the decision to repair or replace a broken appliance. We also discuss existing warranties, and the concept of planned obsolescence and its relevance when weighing your options. When faced with a malfunctioning appliance, the first question that comes to mind is whether it’s worth repairing or if it’s …
Should You Repair or Replace Your Broken Appliance? Read More »
The much-publicised and high profile divorces put the topic of prenuptial agreement all over the news. While most people couldn’t relate when the assets involved are in millions or billions, they are still reminders of the intricacies of prenuptial agreements. What are the pros and cons associated with prenups? What can you do if you …
Prenup Agreements: Are Your Assets Really Secure? Read More »
When rates are low, paying Principal & Interest (P&I) makes sense as it allows for faster loan repayments. Although, there are instances when Interest Only (IO) can be the better strategy to adopt. How do IO and P&I work? Is it better to adopt IO or P&I repayments on your loan? Interest Only (IO) With …
Interest Only Or Principal & Interest? The Pros & Cons Read More »
Australia has a lot of sales upcoming this year — from Chinese New Year sales to Boxing Day, and everything in between. Here’s a sum-up of the biggest sales of 2020 to watch out for, so you can plan your shopping sprees and bargain hunting ahead of time. January Chinese New Year (25 January) — …
Many consumers think that online prices are different to those in physical stores. But is online shopping really cheaper than buying in store? Alberto Cavallo, an economist at the Massachusetts Institute of Technology (MIT), has taken upon himself an international comparison of the online and in store prices charged by big retailers. He collected the …
Is It Really Cheaper To Buy Online Rather Than In Store? Read More »
According to statistics, most people don’t keep their New Year’s resolution — approximately 80% have dropped theirs by the 2nd week of February. Hence, the first thing to do is to create a process that will allow you to achieve your goal. Focus on the process Whether it’s a small or life-changing goal, they tend …
If you love traveling and going on adventures, you probably have a holiday wish list. However, a dream holiday can be expensive. Thus, here are some suggestions to make that family trip a reality and affordable. Easy & affordable destination Some destinations are just downright expensive. But, you can still have the same experience in …
If you’re a worker, employee performance reviews provide you a chance to talk about your achievements and areas for improvement with your manager. It is also the best time to discuss your pay rise. These are some tips on how to ask for a pay increase. Do the research Have a look at similar roles …
Christmas is just around the corner! Planning your dinner with family and friends is inevitable. Set aside the budget you’ll need and start creating your Christmas dinner menu as soon as possible. Tight on budget? A lovely dinner doesn’t have to be expensive. Turn up a festive feast with these cheap and delicious Christmas dinner …
