A credit score is a numerical expression used to evaluate a person’s creditworthiness and is based on credit report. The higher the score, the more financially trustworthy a person can be. Lenders use credit scores to evaluate the potential risk an individual will have to repay his debts. If you want to improve your credit …
Salary sacrificing is a pre-tax contribution from your income to your super account, so you’ll have more in your retirement fund. The amount you choose comes out before you are paid, reducing your taxable income and giving an immediate tax benefit. This approach makes the process of boosting your retirement savings as easy as possible. …
Do you consider life insurance as an investment? You can buy life insurance from your super fund, financial adviser, insurance companies, or insurance brokers. First, you should work out what type of life insurance to get and what it covers? Types of life insurance cover The life insurance for you depends on your situation. Always …
A ‘buy now, pay later’ provider, Afterpay (Afterpay Touch Group Limited) is an Australian financial technology company operating in Australia, New Zealand, United Kingdom, and the United States. How does Afterpay work? Buy what you want, get it today, and pay later! The Afterpay app makes it easier to shop and pay. Here are the …
A home renovation can be a rewarding and positive experience that may not only add value to your property, but could also greatly improve your quality of life. Peeling paint, blocked gutters, or vegetation can become real problems if left unattended. Organise proper maintenance and restoration before it becomes a serious problem — costing you …
To improve how they feel about their appearance, many Australians consider undergoing cosmetic surgery. There are many things to take into account before you decide to have surgery of any kind. It’s consequential to choose the right procedure for you. Cosmetic surgery is a voluntary surgical operation that is performed on normal parts of the …
Most people lodge their tax return each year. The Australian income year ends on June 30 — tax returns cover the financial year and not the calendar year. Unless you use a registered tax agent, you have to prepare and lodge your tax return for the previous income year from July 1 to October 31. …
All across the nation, new services are adopting the approach of those successful car apps from booking a ride to other car services such as repair and maintenance. These apps can take you around and connect you to the best car service providers in your city. AutoGuru AutoGuru offers customers convenience by making it as …
Congratulations! You have a little one on the way and that’s something to be over the moon about. Something that will bring you back to earth fast is thinking about the cost of having a baby. And according to some studies you could spend as much as $10,000 in the first year alone. So if …
Saving money and budgeting used to be a complicated process of spreadsheets and adding up receipts, hoping you hadn’t made a mistake somewhere along the line. These days, money-saving apps make keeping track of your expenses as easy as falling out of a tree. But with so many savings apps out there, it can be …
