Many consumers think that online prices are different to those in physical stores. But is online shopping really cheaper than buying in store? Alberto Cavallo, an economist at the Massachusetts Institute of Technology (MIT), has taken upon himself an international comparison of the online and in store prices charged by big retailers. He collected the …
Is It Really Cheaper To Buy Online Rather Than In Store? Read More »
Set your savings goals for the coming year and take control of your future. Here are some tips to help make 2020 your best financial year yet. Create a budget plan Your money goals should be specific and realistic. Set up a plan and give yourself a timeframe by having measurable and timely goals. If …
New Year’s Resolution Budget: How To Achieve Your Savings Goals Read More »
Claiming deductions on your taxes simply makes sense. While the government has not made it easy to learn and understand all deductions, it is worth your while to know them so that you may claim tax back. You could save hundreds, even thousands of dollars against your tax bill. Take care, however. Claiming the wrong …
What You Should and Should Not Claim on Your Taxes Read More »
Tax time is never too far away when thinking about getting the most out of your tax return. Most people plan to maximise their tax return when lodging it, but many miss out on money through not taking advantage of deductions and other opportunities to save. Prepay Bills As Often As Possible Paying some bills, …
The struggle to maintain a sensible household budget is real, with the cost of living becoming more expensive for many families. How can you reduce your household bills and save when food, electricity, transportation, credit and loan repayments take up most portion of your family’s income? Read the few tips below. 1. Distinguish between ‘need’ …
Understanding what affects a credit score and what makes it up are crucial to build or maintain a healthy credit score and to make good financial choices. Some of the ways you can help improve your credit rating include the following. You can then put these into practice. Pay bills on time Obviously, it’s the …
A credit score is a numerical expression used to evaluate a person’s creditworthiness and is based on credit report. The higher the score, the more financially trustworthy a person can be. Lenders use credit scores to evaluate the potential risk an individual will have to repay his debts. If you want to improve your credit …
A home renovation can be a rewarding and positive experience that may not only add value to your property, but could also greatly improve your quality of life. Peeling paint, blocked gutters, or vegetation can become real problems if left unattended. Organise proper maintenance and restoration before it becomes a serious problem — costing you …
It’s the school holidays and the kids want to have fun! Fun activities with the family is great, but can be expensive. It’s understandable if you’re hesitant to dip into the family budget in today’s economy. If you’ve been practicing moderation, a little creativity can help you come up with dirt cheap activities the kids …
Cheap Activities for School Holidays the Kids will Enjoy Read More »
