The struggle to maintain a sensible household budget is real, with the cost of living becoming more expensive for many families. How can you reduce your household bills and save when food, electricity, transportation, credit and loan repayments take up most portion of your family’s income? Read the few tips below. 1. Distinguish between ‘need’ …
Being ready for adulthood’s financial challenges is a priceless wisdom you can teach your kids. Showing them the basics — proper budgeting, spending, and saving — will establish good money habits for life. Invisible money Physical money, such as notes and coins, starts to “disappear” during this time of credit cards, online shopping, and internet …
Leasing or buying a car has financial implications — in consideration, money isn’t the only factor to take before agreeing on a deal. There are big roles at play in deciding whether to buy or lease a car, such as your lifestyle and personal taste, among others. To buy or to lease? Here’s a valid …
Identity theft and personal loan scams are a growing trend, and more people are falling victim to these loan scams every single day. There’s a huge amount of money in the loan business, and scam loan companies are cashing in. However, there are several tell-tale signs of loan scams that can help you avoid them, …
Gorgeous flowers, stretched limos parked by valets, a lavish reception, and hundreds of guests come to celebrate you and you’re newly-minted spouse. This must be your dream wedding… Now, wake up! — as those big, toffee-nosed weddings cost money. There are ways to achieve an affordable dream wedding and start your marriage on the right …
Did you know that you can start teaching kids about money as young as age three and they’ll understand? Teaching children about money is an essential skill they’ll use growing up, and money games for kids are an excellent way to make it fun and interesting. We’re going to outline several important ways you can …
Understanding what affects a credit score and what makes it up are crucial to build or maintain a healthy credit score and to make good financial choices. Some of the ways you can help improve your credit rating include the following. You can then put these into practice. Pay bills on time Obviously, it’s the …
One of the biggest commitments you’ll make is to open a joint account with your partner. It’s a huge decision in your relationship, so only do it if you completely trust them — in accessing the money, in good and bad times. There are 2 types of joint accounts: Both to sign — This allows …
See how you can cut down on your fuel costs with these handy fuel saving tips. 1. Relaxed acceleration and steady speed Boost fuel efficiency by 10% with slow and relaxed acceleration. Fuel consumption increases significantly over about 90 km/h and at 110 km/h your car uses up to 25% more fuel. A steadier speed, …
If we’re being honest, impulse buying is fun in the moment. You get a little thrill when you see an item and buy it just because you have to have it. However, impulsive spending is one way to dig yourself into debt that’s almost impossible to get back out of. We’re going to give you …
